Joseph D. Kreutz
President, CEO

Director / Administrator

Joseph D. Kreutz is a life-long Ventura County resident. He attended elementary school in Ventura and graduated from Ventura High School in 1971. After earning an Associate of Arts degree from Ventura College he went on to earn a Bachelor of Arts degree from California State University of Sacramento in 1976, and a Masters degree in Business Administration from California Lutheran University in 1981.
In 1977, Mr. Kreutz entered the finance industry with Santa Paula Savings and Loan. In 1980, he was approached by Ramona Savings and Loan and hired as a Vice President and Branch Administrator, and later became President and Chief Executive Officer in 1984. In 1988, he established his own mortgage banking company, Golden Oaks Financial Corporation which he successfully ran until 1996 when his wife then took over management of the company.

In 1996, Mr. Kreutz became President and Chief Executive Officer of First National Bank of Ventura, later to become Bank of Ventura. He successfully managed the bank for four years until its acquisition by a large regional bank in September of 2000.

Mr. Kreutz has served on many boards of local community service organizations including the Ventura Boys and Girls Club, The Golden Oaks Invitational Golf Tournament for the Benefit of the Ventura Boys and Girls Club, the Ventura College Foundation, the Ventura Education Partnership, the Ventura Chamber of Commerce and the Ventura Housing Authority. He has also coached youth sports for the last ten years including little league, basketball and soccer. He continues to reside in Ventura with his wife and two sons.

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