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3260 Telegraph Rd.
Ventura, CA 93003
(805) 477-7600




2400 E. Gonzales Rd. Oxnard, CA 93036
(805) 485-7600




2357-B Pickwick Dr.
Camarillo, CA 93010
(805) 482-7600


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County Commerce Bank Reports Record Year End Earnings & Growth

County Commerce Bank, the only community bank headquartered in Ventura and dedicated to serving Ventura County continued record breaking growth in 2007. In the bank’s fifth year of operation, the bank’s net income was $1,162,803; to provide 12.14% ROE for 2007. Capital increased 15.54% or $1,484,787 to $11,042,378 at year end 2007.

During the 12 month period ending December 31, 2008 , assets climbed $5.1 million, reaching $109.4 million by year end; a 4.96% increase. The bank extended an additional $14.9 million in loans to local individuals and businesses during the same period, growing the bank’s portfolio by 24.81% to $75.4 million at year end. The announcement was made by Joseph D. Kreutz, President and Chief Executive Officer. Kreutz stated, “I am pleased that the bank continues to be a top performer in its class. Our growth and efficiencies were exceptional.” Kreutz added, “Through prudent design of the bank’s business plan set in place from our inception, we elected to grow the bank in a steady, secure manner, avoiding unnecessary risk to our shareholders, such as sub-prime lending which has affected so many other institutions.”

“Our new Oxnard branch is working out well, first providing more convenience for our customers and also further strengthening the bank’s successful growth. Clients of County Commerce Bank appreciate our superior customer service, our unique atmosphere and value of community banking and we are grateful to them and our shareholders for our solid establishment in the community and position in the Ventura County business market.”

County Commerce Bank received Super Premier Performing Bank for 2005 by Findley Reports, Western Regional Winner of the Small Business of the Year Award in 2006 by the US Chamber of Commerce and Mid Sized Business of the Year 2006 by the Ventura Chamber of Commerce.

County Commerce Bank was founded by local professionals and business leaders in Ventura County and opened for business in February, 2003. Headquartered in the City of Ventura at 3260 Telegraph Road (one block west of Mills), with a second branch at 2400 E. Gonzales Road , Oxnard , County Commerce Bank, with assets of $109 million assists local professionals and small businesses, offering its customers a traditional banking experience along with Internet banking and Bill Pay.