Online Banking

Remote Deposit Capture

What's New


Westlake Village Office
2663 Townsgate Rd
Westlake Village, CA
(805) 557-7600

Learn More




3260 Telegraph Rd.
Ventura, CA 93003
(805) 477-7600




2400 E. Gonzales Rd. Oxnard, CA 93036
(805) 485-7600




2357-B Pickwick Dr.
Camarillo, CA 93010
(805) 482-7600


Westlake Village


2663 Townsgate Rd.
Westlake Village, CA 91361
(805) 557-7600


Report a lost or stolen
ATM or Debit Card

Call 805-477-7600

Reorder Checks



Personal Loans & Lines of Credit

Whether you want to purchase or refinance a home, buy a car, or you have short-term personal expenses, we can help. We offer a variety of secured and unsecured financing programs with competitive fixed and variable rates and flexible terms and payment options.

Our experienced local branch loan officers will work with you to assist you with finding the right loan or line of credit solution to meet your needs.

Choose from:

  • Overdraft Protection A line of credit attached to your checking account to cover overdrafts and it can be used as a line of credit when needed.
  • Personal Loans Secured or unsecured, fixed or variable rate loans to meet short-term financing needs
  • Personal Lines of Credit A revolving line of credit for short-term credit needs including purchase and investment opportunities
  • Auto Loans Secured loans to purchase or refinance a new or used vehicle
  • Loans Secured by Stocks and/or Bonds Obtain funds when needed, without having to liquidate assets.
  • Visa® Credit Cards Easy, secure and convenient access to make purchases and obtain cash advances wherever Visa® is accepted
  • Home Mortgage Loans Loans for home purchase or refinance
  • Home Equity Lines of Credit Use the equity in your home for special purchases, investments and more just by writing a check.
  • Construction Loans for Residential Property Build your dream home with funds advanced in stages from this non-revolving line of credit to pay for construction as it progresses.

Contact us today for assistance and information.

Overdraft Protection

Our secured or unsecured line of credit provides peace of mind as overdraft protection for your checking account up to your approved credit limit to eliminate the hassle, embarrassment and cost of returned checks for insufficient funds. You also can use it as a line of credit any time you need it, just by writing a check, to take advantage of purchases that may exceed the balance in your checking account.

  • If a check comes in for more than your account balance, the line automatically advances in increments of $100.
  • Minimum monthly payment of $25 or 5% of the current balance, whichever is greater, is automatically deducted from your checking account.
  • No annual fee
  • No transfer fee
  • Credit limits up to $10,000
  • Advances appear on your monthly checking account statement for easy tracking.

Personal Loans

We offer loans to meet your personal, short-term financing needs to consolidate debt, pay for education, make those special purchases, and more.

  • Secured and unsecured options
  • Fixed and variable rate programs
  • Competitive rates and terms
  • Amortize monthly payments for smaller purchases

Personal Lines of Credit

Use your personal line of credit to borrow funds up to your approved credit limit. You can borrow, repay what you have borrowed, and borrow again during the specified term.

  • Revolving line of credit
  • Competitive rates and terms
  • Line is reviewed annually
  • Annual fee
  • Interest only monthly payments on amount outstanding for term
  • Repay principal any time or use flexible monthly repayment options to fit your budget.

Auto Loans

Use this secured, fixed term, fixed rate loan to purchase or refinance a new or used vehicle.

  • Competitive rates and terms
  • Option for automatic payment from checking account available

Loans Secured by Stocks and/or Bonds

You can pledge commercially traded American stocks and/or bonds as collateral for this fixed term loan without having to liquidate assets that may appreciate in value.

  • Fixed term
  • Competitive fixed or variable rates, generally less than unsecured loan rates
  • Fixed payments
  • Bank retains the collateral until loan is repaid

Visa® Credit Cards

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. You can even put your photo on your credit card! It’s easy to do and a fun way to show your personality whenever you shop.


Home Mortgage Loans

We offer home purchase and refinancing programs for residential single family homes and also for multi-family properties with up to four units. Whether you’re a homeowner, first time homebuyer, or a property investor, we have a program for you.

  • Owner-occupied and non-owner occupied financing available
  • Competitive rates
  • Fixed and variable rate programs
  • Flexible terms available

Home Equity Line of Credit

Use the equity in your home for home improvements, education expenses, vacations, holiday bills, special purchases, investments, and more, just by writing a check. A convenient home equity line of credit is long-term, revolving financing secured by your residence. As you repay principal, funds become available to be used again and again without having to reapply each time.

  • Owner-occupied property
  • Check access with minimum advance amount of $300
  • Competitive rates
  • Variable rates
  • Flexible repayment terms available
  • Monthly interest only payments on amount of principal outstanding
  • Make payments on principal any time.
  • At line maturity, use flexible monthly, amortized repayment options to fit your budget.
  • Interest rate reduction available with automatic payment from a CCB checking account
  • Interest may be tax-deductible (check with your tax advisor)

Construction Loans for Residential Property

Build your dream home with a residential construction loan secured by a first Trust Deed on the property. Funds are advanced from this non-revolving line of credit only as needed as construction progresses, thus saving on the interest expense.

  • Can be converted to a term loan upon completion of construction through our mortgage conduit relationship
  • Fund disbursements through a voucher system

Note: Credit products are available to California residents only.

© Copyright 2013-2015 by County Commerce Bank