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Westlake Village Office
2663 Townsgate Rd
Westlake Village, CA
(805) 557-7600

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3260 Telegraph Rd.
Ventura, CA 93003
(805) 477-7600




2400 E. Gonzales Rd. Oxnard, CA 93036
(805) 485-7600




2357-B Pickwick Dr.
Camarillo, CA 93010
(805) 482-7600


Westlake Village


2663 Townsgate Rd.
Westlake Village, CA 91361
(805) 557-7600


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County Commerce Bank Reports Strong Year End Earnings & Growth

Award-winning County Commerce Bank, the only community bank headquartered in Ventura and dedicated to serving Ventura County continued strong growth in 2008. In the bank’s sixth year of operation, the bank’s net income was $900,944 (8.16% ROE) for 2008; down slightly from $1,162,803 in 2007. Capital increased $1,128,698 (10.22%) to $12,171,076 in 2008 from 11,042,378 in 2007.

During the 12 month period ending December 31, 2008 , assets climbed $16.4 million, reaching $125.8 million by year end; a 15.0% increase, well over the $5.1 million or 4.96% increase in 2007. The bank extended an additional $7.5 million in loans to local individuals and businesses during the same period, growing the bank’s portfolio by 9.95% to $83.0 million at year end. The announcement was made by Joseph D. Kreutz , President and Chief Executive Officer. Kreutz stated, “I am very pleased, particularly in these challenging economic times that the bank finished 2008 with a respectable profit and a strong balance sheet. We have no bad loans, no nonperforming assets or even reportable 30-day delinquencies.” Kreutz added, “I am grateful that the bank is so well positioned, with a high quality loan portfolio, loyal shareholders, a customer base of strong relationships and an incredibly talented and dedicated staff. I can’t thank the Board of Directors enough for their leadership that has brought the bank to its current strong position. ”

County Commerce Bank was recognized by BauerFinancial, Inc. with its Five-Star “Superior” rating for the 15 th consecutive quarter and received Premier Performing Bank for 2008 by Findley Reports, Western Regional Winner of the Small Business of the Year Award in 2006 by the US Chamber of Commerce and Mid Sized Business of the Year 2006 by the Ventura Chamber of Commerce and Public Company of the Year by Pacific Coast Business Times in 2008.

County Commerce Bank was founded by local professionals and business leaders in Ventura County and opened for business in February, 2003. Headquartered in the City of Ventura at 3260 Telegraph Road (one block west of Mills), with a second branch at 2400 E. Gonzales Road , Oxnard , County Commerce Bank, with assets of $126 million assists local professionals and small businesses, offering its customers a traditional banking experience along with the most up to date banking solutions.

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